financial literacy resources
OCLF in-House and Recommended Resources
Tips for Building and Maintaining Credit History in Canada
Here are few important guidelines to keep in mind when you are trying to build your credit history in Canada. Paying credit card bills on time and not spending more than 35% of your available credit are some of them. Click the link below to know more.
Financial Consumer Agency of Canada (FCAC)
FCAC promotes financial education and raises consumers’ awareness of their rights and responsibilities. OCLF especially likes the Budget Planner – have a look for yourself in the Financial Tools and Calculators section.
Understanding Your Credit Report
This detailed and resourceful guide will help you understand your credit report and credit score, improve your credit score, correct errors in your credit, order your credit report and much more.
Activities for Learning About Credit in Canada (CLB 4+)
Activities for Learning About Credit in Canada (CLB 2-4)
Other Useful Links
EBO Financial Education Centre
EBO Financial Education Centre is a budget counseling community service that was founded by community advocates who decided to pass on the knowledge they acquired in a course on budget counseling that was offered to Ottawa residents.
Prosper Canada
Prosper Canada is a national charity dedicated to expanding economic opportunity for Canadians living in poverty through program and policy innovation.
Prosper Canada's Benefits Wayfinder
Developed by Prosper Canada, the Benefits Wayfinder is a simple, easy to use, plain language tool that helps people on low and modest incomes find and track benefits they could get from federal, and provincial governments.
Credit Counselling Society
The Credit Counselling Society is an accredited non-profit charity that helps Canadians with their money. They opened doors in 1996 and have served over 700,000 Canadians by providing free credit counselling, low cost debt solutions, and education.